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When you link your bank account, demat account, mutual fund account, PAN, etc., with Aadhaar, you secure yourself because no one can impersonate you to avail these services. However, for availing subsidies, benefits, services beneficiaries are required to undergo mandatory Aadhaar authentication pursuant to notification under section 7 of the Aadhaar Act, 2016 (as amended).

Mandatory Aadhaar authentication can be performed if the purpose is backed by law. A resident can voluntarily use his Aadhaar number in physical or electronic form by way of authentication or offline verification, or in such other form as may be specified by UIDAI. Further, under the Aadhaar Act, 2016 stringent penalties, including fines and imprisonment are provided whenever a person misuses your Aadhaar number or tries to cause any harm to you.Īs per the Supreme Court Judgement in the Aadhaar case (494 of 2012), residents are no longer required to mandatorily verify Bank account with Aadhaar. In fact, Aadhaar is more secure than many other identity documents, because unlike other IDs, Aadhaar is instantly verifiable through biometric and OTP authentication and QR code. But did they stop using these documents for the fear that somebody would use them to impersonate? No! They continue using them and if any fraud happens, the law enforcement agencies handle them as per law. People have been freely giving other identity documents such as passport, voter ID, PAN card, ration card, driving license, etc. Hence, it is near impossible to impersonate you if you use Aadhaar to prove your identity. Verification is done through fingerprint, iris scan, OTP authentication, and QR code etc. Also, as per the Aadhaar Act 2016, the Aadhaar card is required to be verified either by in physical or electronic formby way of authentication or offline verification, or in such other form as may be specified. Aadhaar identity, instead, is instantly verifiable and hence more trusted. It’s just like any other identity document such as passport, voter ID, PAN card, ration card, driving license, etc., that you have been using freely for decades with service providers.

Just, by knowing your Aadhaar number, no one can harm you.

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